Insurance

Cover in Australia

Overseas Student Health Cover

Under Australian Government visa rules, all international students (except those from Norway, Belgium and Swedish students with insurance provided by CSN International or Kammarkollegiet) must have Overseas Student Health Cover (OSHC) before they can apply for a student visa.

OSHC is provided by Allianz Global Assistance (a private insurance provider) and insures you for basic medical, hospital and pharmaceutical costs while you are enrolled at Monash. The policy covers the full cost of hospital treatment in a public hospital, but does not cover all medical and pharmaceutical services, or any dental costs.

How to apply

In order to complete your acceptance of your offer from Monash Abroad, you also need to apply and pay for OSHC. We can accept credit card payments only, and you should contact your bank to inform them that an Australian transaction will take place.

Is OSHC included in your package?

If you are a study abroad student, OSHC is included in your package, so you are not required to provide credit card information. After the acceptance form is returned your coordinator will issue your Confirmation of Enrolment (CoE), which you need in order to apply for your visa.

The costs

There are a number of policy options to choose from. You can get cover for one semester, one academic year, or a full twelve-month period. Check out the current policy costs by visiting Allianz Global Assistance.

Cover in Malaysia

Hospitalisation and Surgical Insurance

Under Malaysian Government visa rules, all international students must be covered for Hospitalisation and Surgical Insurance in Malaysia.

Hospitalisation and Surgical Insurance either fully covers or contributes towards most hospital charges, including room and board, consultation and surgical fees, intensive care and outpatient services, road ambulance services and reimbursement of tuition fees for lengthy illnesses (some maximum limits may apply).

The costs

You are required to pay the insurance premium during orientation as part of the student pass endorsement process. A full up-to-date list of coverage and benefits of the insurance scheme will be provided when you collect your Medical Insurance Card from the Finance Counter during orientation.

Cover in South Africa

Under South African Government visa rules, it is compulsory for international students to have hospital and primary health care insurance offered by a South African provider. You’re free to choose any provider you like, but we do recommend a few. Find out more about health insurance.